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Free Calculator

SWP Calculator

Plan your systematic withdrawals from mutual funds. Calculate how long your investment will last with regular withdrawals.

₹1L₹5Cr
₹1K₹5L
%
1%20%

Sustainable Withdrawal

16,667/month

At this rate, your corpus will never deplete

Your Investment Will Last

13 years 9 months

165 total months

Initial Corpus

₹25.00 L

Monthly Income

25,000

Total Withdrawn

₹41.25 L

Income from Interest

39%

Understanding SWP (Systematic Withdrawal Plan)

What is SWP?

SWP allows you to withdraw a fixed amount regularly from your mutual fund investment while the remaining corpus continues to grow.

Tax Efficiency

Only the capital gains portion of each withdrawal is taxed, not the entire amount. This makes SWP more tax-efficient than dividends.

Ideal For Retirees

SWP provides regular income during retirement while keeping your investment growing. Plan your withdrawal rate to ensure longevity.