Atal Pension Yojana • Government Scheme

APY Calculator

Calculate your contribution for Atal Pension Yojana. Get a guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60.

Desired Monthly Pension at 60

Payment Frequency

Your Age (Joining Age)

Yrs

18 Years40 Years (Max)

Eligibility

Indian citizens aged 18-40 with a savings bank account can join APY. Earlier you join, lower your contribution!

Your Monthly Contribution

₹226

Investment Period

35 Years

Total Contribution

₹94,920

Guaranteed Monthly Pension

After age 60, for lifetime

₹3,000

Spouse Pension

After subscriber's death

₹3,000

Nominee Benefit

After both deaths

₹4,50,000

Understanding Atal Pension Yojana (APY)

APY is a government-backed pension scheme for unorganized sector workers. It guarantees a fixed monthly pension of ₹1,000 to ₹5,000 after age 60.

After subscriber's death, spouse receives the same pension for life. After both deaths, nominee gets the accumulated corpus as a lump sum.

Contributions to APY qualify for tax deduction under Section 80CCD. The earlier you join, the lower your contribution amount will be.

Understanding Atal Pension Yojana (APY)

APY is a government-backed pension scheme for unorganized sector workers. It guarantees a fixed monthly pension of ₹1,000 to ₹5,000 after age 60.

After subscriber's death, spouse receives the same pension for life. After both deaths, nominee gets the accumulated corpus as a lump sum.

Contributions to APY qualify for tax deduction under Section 80CCD. The earlier you join, the lower your contribution amount will be.