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Atal Pension Yojana • Government Scheme

APY Calculator

Calculate your contribution for Atal Pension Yojana. Get a guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60.

Yrs
18 Years40 Years (Max)

Eligibility

Indian citizens aged 18-40 with a savings bank account can join APY. Earlier you join, lower your contribution!

Your Monthly Contribution

₹226

Investment Period

35 Years

Total Contribution

₹94,920

Your Pension Benefits

Guaranteed Monthly Pension

After age 60, for lifetime

₹3,000

Spouse Pension

After subscriber's death

₹3,000

Nominee Benefit

After both deaths

₹4,50,000

Understanding Atal Pension Yojana (APY)

What is APY?

APY is a government-backed pension scheme for unorganized sector workers. It guarantees a fixed monthly pension of ₹1,000 to ₹5,000 after age 60.

Family Benefits

After subscriber's death, spouse receives the same pension for life. After both deaths, nominee gets the accumulated corpus as a lump sum.

Tax Benefits

Contributions to APY qualify for tax deduction under Section 80CCD. The earlier you join, the lower your contribution amount will be.