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Government Backed • Tax Free

PPF Calculator

Calculate your Public Provident Fund returns. PPF offers tax-free returns with government backing and a 15-year lock-in period.

₹5001.5L (Max)
Yr
15 Years (Min)50 Years

Current PPF Rate

Government of India

7.1%

Maturity Value After 15 Years

₹40.68 L

Tax Free Returns

Total Investment

₹22.50 L

Interest Earned

₹18.18 L

Interest %

45%

Understanding Public Provident Fund (PPF)

What is PPF?

PPF is a long-term savings scheme backed by the Government of India. It offers guaranteed returns with complete tax benefits under Section 80C with EEE (Exempt-Exempt-Exempt) status.

Lock-in Period

PPF has a mandatory lock-in period of 15 years. After maturity, you can extend it in blocks of 5 years. Partial withdrawals are allowed from the 7th year onwards.

Tax Benefits

Investment up to ₹1.5 lakh qualifies for Section 80C deduction. The interest earned and maturity amount are completely tax-free, making PPF one of the most tax-efficient investments.