Government Backed • Tax Free
PPF Calculator
Calculate your Public Provident Fund returns. PPF offers tax-free returns with government backing and a 15-year lock-in period.
₹
₹500₹1.5L (Max)
Yr
15 Years (Min)50 Years
Current PPF Rate
Government of India
7.1%
Understanding Public Provident Fund (PPF)
What is PPF?
PPF is a long-term savings scheme backed by the Government of India. It offers guaranteed returns with complete tax benefits under Section 80C with EEE (Exempt-Exempt-Exempt) status.
Lock-in Period
PPF has a mandatory lock-in period of 15 years. After maturity, you can extend it in blocks of 5 years. Partial withdrawals are allowed from the 7th year onwards.
Tax Benefits
Investment up to ₹1.5 lakh qualifies for Section 80C deduction. The interest earned and maturity amount are completely tax-free, making PPF one of the most tax-efficient investments.