Mutual Fund Illustration Calculator
Explore how a SIP or one-time investment would change under a constant annual rate you choose. This is a mathematical illustration, not a return forecast.
Starts at 0% so no growth is assumed. Enter a rate from 0% to 30% only to explore a hypothetical scenario; it is not an expected or recommended return. The same effective annual assumption is used for both investment types; SIP amounts use its equivalent monthly rate.
Mutual fund investments are subject to market risks. The illustration uses one constant rate and excludes fees and taxes; real values can rise or fall, including below the amount invested. Please read all scheme related documents carefully before investing.
Understanding Mutual Fund Investments
What is a Mutual Fund?
A mutual fund pools money from investors to invest in diversified portfolios managed by professionals, offering an easy way to participate in capital markets.
SIP vs Lumpsum
SIP spreads contributions over time. A one-time investment puts the full amount to work at once. The better fit depends on your goals, time horizon and risk tolerance.
Power of Compounding
Compounding applies the assumed rate repeatedly over time. Actual fund values vary and are not represented by a steady growth line.