Yes. Singapore NRIs have full access to Indian mutual fund AMCs without the FATCA restrictions that affect US/Canada NRIs. You can invest through NRE or NRO accounts via SIP or lumpsum. We complete your KYC and account setup entirely online.

The India-Singapore DTAA provides strong protections against double taxation. Key benefits include reduced withholding tax on interest (15% vs 30%), capital gains relief in specific scenarios, and dividend taxation provisions. We analyze each income stream and apply the optimal DTAA provision during ITR filing.

When you leave Singapore permanently and close your Permanent Resident or Employment Pass, you can withdraw your full CPF balance (OA + SA + MA). This is a significant lump sum. We help you plan the strategic deployment of this amount into Indian investments through systematic transfer and SIP strategies.

GIFT City (Gujarat International Finance Tec-City) is India's first IFSC (International Financial Services Centre). It offers NRIs access to international mutual funds, AIFs, and derivatives in a special tax-efficient zone. Capital gains have favorable tax treatment. Income from GIFT City funds is taxed at concessional rates.

Yes, NRIs can continue contributing to NPS. It offers market-linked returns (10-14% historical equity returns) and Section 80CCD tax benefits. The 60:40 rule on maturity (60% lump sum, 40% annuity) still applies. We integrate NPS into your broader India-Singapore retirement strategy alongside CPF.

LRS (Liberalised Remittance Scheme) allows Indian residents to remit up to $250K per year abroad. As an NRI, LRS does not apply to you for remitting money INTO India. However, if you hold Indian resident accounts, LRS limits may apply. We help ensure your remittance structure is FEMA-compliant and optimal.