Serving NRIs across Singapore
Smart Money Moves, Singapore to India
CPF planning, India-Singapore DTAA optimization, GIFT City access, and strategic investment corridors. Built for Singapore's tech professionals and financial services NRIs who want their Indian wealth to work as hard as they do.
Investment Pathway
SGD to Indian Investment Flow
Your Singapore dollars, strategically deployed in Indian markets.
Earn in SGD
Your salary, CPF accumulations, or business income in Singapore dollars
Remit to NRE
Wire via DBS, OCBC, UOB, Wise, or any Singapore bank to your NRE account
Invest in India
Mutual funds, SIPs, FDs, insurance, NPS, or GIFT City instruments
Grow & Repatriate
Tax-optimized returns, fully repatriable from NRE accounts
Retirement Planning
CPF vs Indian Retirement Instruments
A side-by-side comparison to help you plan your cross-border retirement strategy.
| Feature | Singapore CPF | Indian Options (EPF, NPS, PPF) |
|---|---|---|
| Mandatory Contribution | 37% (employee + employer) | 24% for EPF (employee + employer) |
| Withdrawal Age | 55 (partial), 65 (full) | 58 (EPF), 60 (NPS) |
| Returns | 2.5% to 4% (OA/SA/MA) | 8.1% EPF, market-linked NPS |
| Tax on Withdrawal | Tax-free in Singapore | 60% of NPS taxable, EPF tax-free after 5 yrs |
| NRI Portability | Withdrawable on permanent departure | EPF withdrawable, NPS continues |
| Recommendation | Withdraw CPF on departure from SG | Continue NPS + SIP for India retirement |
Our Services
Financial Services for Singapore NRIs
Built for Singapore's tech professionals, banking executives, and entrepreneurs with Indian financial roots.
Mutual Funds
Access top-performing Indian mutual funds from Singapore. NRE/NRO account setup, KYC completion, and portfolio construction all done remotely.
Tax & DTAA Optimization
India-Singapore DTAA offers strong protections. We optimize withholding tax on dividends, interest, and capital gains with treaty benefits during ITR filing.
CPF + Indian Retirement Integration
Bridge your Singapore CPF with Indian retirement instruments. We help plan CPF withdrawal on departure and strategic redeployment into Indian markets.
GIFT City Investments
Access international funds and Alternative Investment Funds (AIFs) through Gujarat's GIFT City IFSC. Tax-efficient investment access for Singapore-based NRIs.
Insurance Solutions
Term life, health, and critical illness cover designed for Singapore NRIs. Cross-border claim assistance and comparison with Singapore-based policies.
Indian Property Management
Buy, manage, or sell property in India from Singapore. FEMA compliance, rental income tax returns, and repatriation of sale proceeds handled end-to-end.
Retirement & Return Planning
Planning to return to India from Singapore? We handle account conversion, CPF-to-India fund transfer strategy, and resident tax transition.
Estate & Succession
Indian assets need an Indian will. Cross-border succession planning between Singapore and India, nominee updates, and trust structuring.
Why Us
Why Singapore NRIs Choose i2Finserv
Singapore Time Zone (IST +2:30)
Manageable time difference. We schedule evening calls (IST) that land at convenient Singapore evening hours.
SGD-INR Corridor Expertise
We understand DBS, OCBC, and UOB remittance channels, Wise rates, and optimal transfer timing for SGD to INR.
Tech Professional Focus
Singapore's NRI community is heavily tech-oriented. We design portfolios aligned with equity-heavy risk appetites and stock option strategies.
100% Remote Process
Video KYC, e-signatures, and digital portfolio management. Everything from Singapore without visiting India.
AMFI & SEBI Registered
Your investments are SEBI-regulated. We are AMFI-registered distributors with transparent fee structures.
500+ NRI Families
A decade of experience serving NRI families across Singapore, UAE, UK, and Europe. Proven track record.
Singapore NRI Financial Planning: FAQs
Common questions from Singapore-based NRIs about Indian investments, CPF, DTAA, and GIFT City.
Yes. Singapore NRIs have full access to Indian mutual fund AMCs without the FATCA restrictions that affect US/Canada NRIs. You can invest through NRE or NRO accounts via SIP or lumpsum. We complete your KYC and account setup entirely online.
Page 1 of 2
Ready to optimize your India-Singapore finances?
Connect with our NRI specialist who understands the Singapore-India corridor. Free consultation, no obligations.
Experience the impact of expert guidance
Join thousands of intelligent investors who trust i2Finserv for their financial journey.