Sukanya Samriddhi Yojana • Government Scheme
SSY Calculator
Plan for your daughter's future with Sukanya Samriddhi Yojana. Enjoy tax-free returns with one of the highest interest rates.
Yrs
0 (Newborn)10 Years (Max)
₹
₹250 (Min)₹1.5L (Max)
Interest Rate
FY 2024-25 (Government Set)
8.2%
Key Milestones
Deposit Period EndsAge 20 (15 years)
Partial Withdrawal (50%)Age 18
Account MaturityAge 26 (21 years)
Maturity Amount (After 21 Years)
₹66.38 L
100% Tax Free (EEE)
Total Deposited
₹22.50 L
Over 15 years
Interest Earned
₹43.88 L
Tax-free
Wealth Multiplier
3.0x
Growth factor
Interest Ratio
66%
Partial Withdrawal at Age 18
When your daughter turns 18, you can withdraw up to 50% of the balance (approximately ₹16.33 L) for her higher education or marriage.
Understanding Sukanya Samriddhi Yojana
What is SSY?
SSY is a government scheme for girl children under 10 years. It offers one of the highest interest rates among government schemes with complete tax benefits.
Triple Tax Benefit (EEE)
Deposits qualify for 80C deduction (up to ₹1.5L). Interest earned and maturity amount are both completely tax-free. One of the few EEE status schemes.
Where to Open
SSY account can be opened at any post office or authorized banks. Maximum 2 accounts allowed (one per girl child). Minimum deposit is ₹250 per year.